5864 Sutters Mill Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5864 Sutters Mill Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,160 sqft · built 1999
Lot Size0.378 acres (16,466 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Dec 1999)
Tax Bill$6,304 (2025)
Deeds & MortgagesJun 2022 Construction Loan
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN550-0203-0148-00

Property Details

APN / Parcel Number

Primary APN550-0203-0148-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
1st Floor Area1,224 sqft
2nd Floor Area936 sqft
Basement Area1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area16,466 sqft (0.378 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Patio Area379 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5864 SUTTERS MILL DR
CityCINCINNATI
StateOH
Zip45247-5992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUTTERS MILL DR 0.3788 ACLOT 19 SUTTERS MILL SUB PH 2
Legal SubdivisionSUTTERS MILL SUB
Legal Phase2
Legal Lot Number19
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2003
Census Tract20812

Owner

5864 Sutters Mill Dr is owned and occupied by two individuals who bought it in December 1999.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5864 SUTTERS MILL DR, CINCINNATI, OH 45247-5992
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Construction Mortgage
PARK NATIONAL BANK
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1999 · Amount on File
Deed SaleDec 28, 1999 · Amount on File
Prior SaleSep 23, 1999 · Amount on File
Deed Document Number894521
Deed Book / Page8156 / 02105
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5864 SUTTERS MILL DR, CINCINNATI, OH 45247-5992
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5864 SUTTERS MILL DR, CINCINNATI, OH 45247-5992

Mortgage

Document Number0000055079
DateJun 3, 2022
Book Page14681/233
Instrument2022-0055079
Lender
NamePARK NATIONAL BANK
TypeBank
AddressNEWARK, OH 43058
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2037

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5864 SUTTERS MILL DR, CINCINNATI, OH 45247-5992
Document Number0000028676
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5864 SUTTERS MILL DR CINCINNATI OH 452475992, CINCINNATI, OH 45247-5992

Mortgage

Document Number0000028676
DateMar 25, 2020
Book Page014132/000816
Instrument28676
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5864 Sutters Mill Dr was $6,304, up 2.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,304.00 (+2.11%)$112,872 (-) Land $20,475 Building $92,397
2024$6,174.00$112,872 (-) Land $20,475 Building $92,397
2023$6,174.00 (+2.85%)$112,872 (+25.99%) Land $20,475 Building $92,397$322,490 Land $58,500 Building $263,990
2022$6,003.00 Homeowner's exemption$89,586 Land $21,091 Building $68,495
2020$255,960 Land $60,260 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5864 Sutters Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5864 Sutters Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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