5849 Sutters Mill Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5849 Sutters Mill Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 2001
Lot Size	0.426 acres (18,557 sqft)
Owner	Trust Name on File
Last Sale	$262,600 (Mar 2001)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0203-0157-00`

Property Details

APN / Parcel Number

Primary APN	`550-0203-0157-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
1st Floor Area	1,180 sqft
2nd Floor Area	1,096 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	18,557 sqft (0.426 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5849 SUTTERS MILL DR
City	CINCINNATI
State	OH
Zip	45247-5993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTERS MILL DR 0.4265 ACLOT 28 SUTTERS MILL SUB PH 2
Legal Subdivision	SUTTERS MILL SUB
Legal Phase	2
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

5849 Sutters Mill Dr is owner-occupied and held in a trust since October 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	5849 SUTTERS MILL DR, CINCINNATI, OH 45247-5993
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2001 · Amount on File
Deed Sale	Mar 6, 2001 · Amount on File
Prior Sale	Mar 6, 2001 · Amount on File
Deed Document Number	0085070011
Last Transfer Date	Oct 20, 2017
Transfer Doc	0000096492
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5849 SUTTERS MILL DR, CINCINNATI, OH 45247-5993
Document Number	0000055704
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5849 SUTTERS MILL DR CINCINNATI OH 452475993, CINCINNATI, OH 45247-5993

Mortgage

Document Number	0000055704
Date	Jun 12, 2020
Book Page	014188/001789
Instrument	55704

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 11, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 5849 Sutters Mill Dr was $7,082, up 2.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,082.00 (+2.09%)	$127,096 (-) Land $20,475 Building $106,621
2024	$6,937.00 (+5.84%)	$127,096 (+5.84%) Land $20,475 Building $106,621
2023	$6,554.00 (-1.86%)	$120,078 (+20.07%) Land $20,475 Building $99,603	$363,130 Land $58,500 Building $304,630
2022	$6,678.00 Homeowner's exemption	$100,009 Land $21,091 Building $78,918
2020			$285,740 Land $60,260 Building $225,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5849 Sutters Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5849 Sutters Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000