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5870 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 5870 Bumpy Oak Rd, La Plata, MD 20646 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1942
Square Footage2,248 sqft Living Area
Lot Size130,680 sqft (3 acres)
GarageDetached, 1,040 sqft
OccupancyOwner Occupied
Last Sale$470,000 (2024)
Tax Bill$11,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-035152
Alternative APNs
  • 7035152
  • 035152

Interior

Full Baths2 Baths
Building Area2,248 sqft Living Area
Gross Area2,600 sqft Gross Area
1st Floor1,912 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area130,680 sqft (3 acres)
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area1,040 sqft Garage
Shed1 Shed
Shed Area200 sqft Shed
Deck Area352 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected

Location & Zoning

Account Number035152
Street Address5870 BUMPY OAK RD
CityLA PLATA
StateMD
Zip20646-5820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3 AC E SI BUMPY OAK RD
Legal SubdivisionTOWN OF LA PLATA
Legal Block1
JurisdictionCHARLES MD
Minor Civil Division7, POMONKEY
Census Blockgroup1
Census Block1006
Census Tract850102

Owner

Source: Charles County records · APN 07-035152

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONSTAR MORTGAGE LLC
Jan 03, 2024Deed, Transfer · Veterans Administration Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2024 · Amount on Record
Deed SaleJan 03, 2024 · Amount on Record
Prior SaleSep 20, 1985 · Amount on Record
Prior Transfer DateOct 05, 2012
Prior Transfer Doc0081960465
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820
Transaction TypeMortgage
Record UpdatedOct 15, 2025
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820

Mortgage

Document Number0138000420
DateSep 24, 2025
Book Page13800/420
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJan 03, 2024
Property Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820
Document Number0131610292
Book / Page13161 / 292
Instrument DateDec 14, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820

Mortgage

Document Number0013161298
DateJan 03, 2024
Instrument13161/298
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5870 BUMPY OAK RD, LA PLATA, MD 20646-5820

Mortgage

Document Number0119400322
DateJul 14, 2021
Book Page11940/322
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 25, 2061

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,901.00 (+180.35%)$388,800 (+32.52%) Land $96,000 Building $292,800$388,800 (-) Land $96,000 Building $292,800
2023$4,245.00$293,400$388,800 Land $96,000 Building $292,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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