Charles County property record for 5865 Bumpy Oak Rd, La Plata, MD 20646 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 68,825 sqft (1.58 acres) |
| Garage | Detached, 1,840 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2006) |
| Tax Bill | $10,831.00 (2025) |
| Primary APN | 07-010397 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,460 sqft Gross Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 68,825 sqft (1.58 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,840 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 480 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 328 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 010397 |
|---|---|
| Street Address | 5865 BUMPY OAK RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.588 AC BUMPY OAK RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Minor Civil Division | 7, POMONKEY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 850102 |
Source: Charles County records · APN 07-010397
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5865 BUMPY OAK RD, LA PLATA, MD 20646-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2006 · Amount on Record |
| Deed Sale | Jun 13, 2006 · Amount on Record |
| Prior Sale | Dec 17, 1985 · Amount on Record |
| Deed Doc Number | 200626306 |
| Deed Book / Page | 5867 / 187 |
| Last Transfer Date | Dec 07, 2010 |
| Transfer Doc | 0073380346 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5865 BUMPY OAK RD, LA PLATA, MD 20646-5821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MARYLAND TRUST T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0106250260 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 10625/260 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2034 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,831.00 (+142.14%) | $348,200 (+12.11%) Land $84,600 Building $263,600 | $348,200 (-) Land $84,600 Building $263,600 |
| 2023 | $4,473.00 | $310,600 | $348,200 Land $84,600 Building $263,600 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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