Charles County property record for 5855 Bumpy Oak Rd, La Plata, MD 20646 · Last verified November 2023
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $50,000 (2023) |
| Tax Bill | $526.00 (2023) |
| Primary APN | 07-031173 |
|---|---|
| Alternative APNs |
|
| Fireplace | Fireplace |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 031173 |
|---|---|
| Old Parcel Number | 7031173 |
| Street Address | 5855 BUMPY OAK RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5821 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | 1 AC W SI OF BUMPY OAK RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Jurisdiction | CHARLES MD |
| Minor Civil Division | 7, POMONKEY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 850102 |
Source: Charles County records · APN 07-031173
Assessment roll updated July 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2702 BASINGSTOKE LN, BRYANS ROAD, MD 20616-7002 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WESBANCO BANK INC |
| Jan 24, 2023 | Deed, Construction Loan · Building or Construction Mortgage WESBANCO BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Prior Sale | Mar 03, 2010 · Amount on Record |
| Deed Doc Number | 0012835311 |
| Deed Book / Page | 12835 / 311 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5855 BUMPY OAK RD, LA PLATA, MD 20646-5821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | UNKNOWN, BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5855 BUMPY OAK RD, LA PLATA, MD 20646-5821 |
| Document Number | 0139440134 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 13944/134 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WALDORF, MD 20603 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 24, 2023 |
| Property Address | 5855 BUMPY OAK RD, LA PLATA, MD 20646-5821 |
| Document Number | 0128350311 |
| Book / Page | 12835 / 311 |
| Instrument Date | Dec 30, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2023 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2702 BASINGSTOKE LN, BRYANS ROAD, MD 20616-7002 |
| Document Number | 0012835317 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 12835/317 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 01, 2038 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $526.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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