587 Hillside Dr, Warne, NC 28909 Property Records

Clay County property record for 587 Hillside Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,001 sqft · built 2000
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$443,500 (Oct 2023)
Tax Bill	$1,152 (2023)
Deeds & Mortgages	Oct 2023 Sale Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`543800679202`

Property Details

APN / Parcel Number

Primary APN	`543800679202`
Alternative APNs	`618453000` `622720000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,001 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Account Number	622720000
Street Address	587 HILLSIDE DR
City	WARNE
State	NC
Zip	28909-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 WARNE ESTATES
Legal Subdivision	WARNE ESTATES
Legal Lot Number	28
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

Source: Clay County records · APN 543800679202

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 06, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 02, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
May 31, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jun 05, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jun 05, 2020 · Amount on Record
Deed Document Number	20232164
Deed Book / Page	479 / 216
Prior Transfer Date	Mar 23, 2012
Prior Transfer Doc	000365/242
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 23, 2023
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Document Number	000479/216
Book / Page	479 / 216
Map Reference	CAB 2 SL 485
Instrument Date	Oct 23, 2023
Instrument	2023002164
Transaction Type	Transfer
Record Updated	Nov 06, 2023

Transaction

Amount	Amount Recorded
Tax	$887.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 STEWART COVE RD, BRASSTOWN, NC 28902-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 HIFLSIDC DRIVE, WARNE, NC 28909

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M14/0011
Date	Apr 16, 2018
Book Page	M14/0011
Instrument	2018000799

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000X15/39
Date	Apr 06, 2021
Book Page	X15/39
Instrument	2021001197

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000D16/41
Date	Sep 02, 2021
Book Page	D16/41
Instrument	2021002894

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000N16/43
Date	May 31, 2022
Book Page	N16/43
Instrument	2022001449

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 05, 2020
Property Address	587 HILLSIDE DR, WARNE, NC 28909-7733
Document Number	000440/126
Book / Page	440 / 126
Map Reference	CAB 2 SL 485
Instrument Date	Jun 05, 2020
Instrument	2020001200
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 HILLSIDE DR, WARNE, NC 28909-7733

Mortgage

Document Number	2020001201
Date	Jun 05, 2020
Instrument	2020001201

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,300 (-) Land $50,000 Building $195,300	$245,300 (-) Land $50,000 Building $195,300
2023	$1,152.00	$245,300 Land $50,000 Building $195,300	$245,300 Land $50,000 Building $195,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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