Clay County property record for 531 Hillside Dr, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,656 sqft · built 1999 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,335 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 543800674294 |
| Primary APN | 543800674294 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,656 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 14756301 |
|---|---|
| Street Address | 531 HILLSIDE DR |
| City | WARNE |
| State | NC |
| Zip | 28909-7733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 WARNE ESTATES |
| Legal Subdivision | WARNE ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 HILLSIDE DR, WARNE, NC 28909-7733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 531 HILLSIDE DR, WARNE, NC 28909-7733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 531 HILLSIDE DR, WARNE, NC 28909-7733 |
| Document Number | 16/45 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 16/45 |
| Instrument | 2021002622 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,335.00 (+4.13%) | $398,400 (+58.41%) Land $70,000 Building $328,400 | $398,400 (+58.41%) Land $70,000 Building $328,400 |
| 2025 | $1,282.00 (+8.46%) | $251,500 (-) Land $70,000 Building $181,500 | $251,500 (-) Land $70,000 Building $181,500 |
| 2023 | $1,182.00 | $251,500 Land $70,000 Building $181,500 | $251,500 Land $70,000 Building $181,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
4G LTE (outdoors only), no 5G reported
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