478 Hillside Dr, Warne, NC 28909 Property Records

Clay County property record for 478 Hillside Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,025 sqft · built 2001
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543800664870`

Property Details

APN / Parcel Number

Primary APN	`543800664870`
Alternative APN	`620117000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,025 sqft Heated Area

Exterior

Year Built	Built 2001
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Account Number	620117000
Street Address	478 HILLSIDE DR
City	WARNE
State	NC
Zip	28909-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 WARNE ESTATES
Legal Subdivision	WARNE ESTATES
Legal Lot Number	30
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

Source: Clay County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	478 HILLSIDE DR, WARNE, NC 28909-7731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	0000455162
Deed Book / Page	455 / 162
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 2, 2021
Property Address	478 HILLSIDE DR, WARNE, NC 28909-7731
Document Number	455/162
Book / Page	455 / 162
Map Reference	CAB 2 SL 495
Instrument Date	Aug 2, 2021
Instrument	2021002585
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 HILLSIDE DR, WARNE, NC 28909-7731

Mortgage

Document Number	2021002586
Date	Aug 2, 2021
Instrument	2021002586

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 19, 2020
Property Address	478 HILLSIDE DR, WARNE, NC 28909-7731
Document Number	441/39
Book / Page	441 / 39
Map Reference	CAB 2 SL 495
Instrument Date	Jun 19, 2020
Instrument	2020001366
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8193 PINE CREST ST, 8193, SEMINOLE, FL 33777-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 HILLSIDE DR, WARNE, NC 28909-7731

Mortgage

Document Number	2020001367
Date	Jun 19, 2020
Instrument	2020001367

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (+9.77%)	$218,000 (-) Land $50,000 Building $168,000	$218,000 (-) Land $50,000 Building $168,000
2023	$1,024.00	$218,000 Land $50,000 Building $168,000	$218,000 Land $50,000 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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