58680 Ray Center Rd, Ray, MI 48096 Property Records

Macomb County property record for 58680 Ray Center Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,322 sqft · built 1997
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2022)
Tax Bill	$7,365 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-05-35-100-023`

Property Details

APN / Parcel Number

Primary APN	`21-05-35-100-023`
Alternative APN	`0535100023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,322 sqft Living Area
1st Floor Area	1,988 sqft
Basement Area	1,988 sqft
Unfinished Basement	1,988 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Architectural Style	Split Level
Lot Area	222,156 sqft (5.1 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58680 RAY CENTER RD
City	RAY
State	MI
Zip	48096-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 35; COM AT NW COR SEC 35; TH S017'15"W 521.47 FT ALG W SEC LINE; TH S5236'25"E 262.48 FT ALG C/L RAY CENTER RD TO POB; TH S8923'E 1121.01FT; TH S029'45"W 218.64 FT; TH N8836'30"W 1022.54 FT; TH N1106'45"W 157.84 FT & N52* 36'25"W 83.50 FT A
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2047
Census Tract	216000

Owner

58680 Ray Center Rd is owned and occupied by an individual who bought it in July 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	58680 RAY CENTER RD, RAY, MI 48096-4410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Jul 8, 2022	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jan 10, 2006 · Amount on File
Deed Document Number	202284349
Deed Book / Page	28700 / 244
Prior Transfer Date	Sep 24, 2017
Prior Transfer Doc	0000121328
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	58680 RAY CENTER RD, RAY, MI 48096-4410
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 PRINCETON RD, BERKLEY, MI 48072-3055

Mortgage

Document Number	2200083904
Date	Jul 7, 2022
Book Page	28697/589
Instrument	202200083904

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 8, 2022
Property Address	58680 RAY CENTER RD, RAY, MI 48096-4410
Document Number	2200084349
Book / Page	28700 / 244
Instrument Date	Jun 30, 2022
Instrument	202200084349
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58680 RAY CENTER RD, 58680, RAY, MI 48096-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58680 RAY CENTER RD, RAY, MI 48096-4410

Tax Assessment & Valuation

The 2025 property tax bill for 58680 Ray Center Rd was $7,365 with a homeowner's exemption, up 2.9% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,600 (+7.34%)	$643,200 (+7.34%)
2025	$7,365.00 (+2.86%) Homeowner's exemption	$299,600	$599,200
2024	$7,160.00
2023		$220,800	$441,600
2022	$3,917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58680 Ray Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58680 Ray Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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