58440 Ray Center Rd, Ray, MI 48096 Property Records

Macomb County property record for 58440 Ray Center Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,627 sqft · built 2002
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$452,000 (Mar 2019)
Tax Bill	$8,827 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-05-35-100-037`

Property Details

APN / Parcel Number

Primary APN	`21-05-35-100-037`
Alternative APN	`0535100037`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,627 sqft Living Area
1st Floor Area	2,627 sqft
Basement Area	1,958 sqft
Unfinished Basement	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	392,040 sqft (9 acres)
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58440 RAY CENTER RD
City	RAY
State	MI
Zip	48096-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N,R13E,SEC 35; COMM AT NW COR SEC 35; TH S0017'15"W 521.47 FT, TH S5236'25"E 345.98 FT, TH S1106'45"E 604.64 FT TO POB; TH S8836'30"E 932.68 FT, TH S0029'45"W 554.53 FT, TH N8805'20"W 538.15 FT, TH NORTH 325.10 FT, TH N88*36'30"W 400.45 FT, T
Legal Range	13E
Legal Township	04N
Legal Section	03
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2047
Census Tract	216000

Owner

58440 Ray Center Rd is owned and occupied by an individual who bought it in March 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	58440 RAY CENTER RD, RAY, MI 48096-4408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	20199027468
Deed Book / Page	25863 / 70
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 22, 2019
Property Address	58440 RAY CENTER RD, RAY, MI 48096-4408
Document Number	0000027468
Book / Page	25863 / 070
Instrument Date	Mar 18, 2019
Instrument	9027468
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68440 RAY CENTER, 68440, RAY TWP, MI 48096

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58440 RAY CENTER RD, RAY TWP, MI 48096-4408

Mortgage

Document Number	0000027469
Date	Mar 22, 2019
Instrument	9027469

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 58440 Ray Center Rd was $8,827 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,200	$762,400
2025	$8,827.00
2023		$294,400	$588,800
2022	$7,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58440 Ray Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58440 Ray Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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