58550 Ray Center Rd, Ray, MI 48096 Property Records

Macomb County property record for 58550 Ray Center Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,879 sqft · built 1994
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-35-100-025`

Property Details

APN / Parcel Number

Primary APN	`21-05-35-100-025`
Alternative APN	`0535100025`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Basement Area	1,879 sqft
Unfinished Basement	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	209,088 sqft (4.8 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58550 RAY CENTER RD
City	RAY
State	MI
Zip	48096-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 35; COM AT NW COR SEC 35; TH S017'15"W 521.47 FT ALG W SEC LINE; TH S5236'25"E 345.98 FT & S1106'45"E 381.24FT ALG C/L RAY CENTER RD TO POB; TH S8836'30"E 977.52 FT;TH S029'45"W 218.10 FT; TH N8836'30"W 932.68 FT; TH N11*06'45"W 223.40 FT A
Legal Range	13E
Legal Township	04N
Legal Section	03
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2047
Census Tract	216000

Owner

58550 Ray Center Rd is owned and occupied by two individuals who acquired it in September 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58550 RAY CENTER RD, RAY, MI 48096-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000089823
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2026
Property Address	58550 RAY CENTER RD, RAY, MI 48096-4408
Document Number	0000089081
Book / Page	30868 / 206
Instrument Date	Sep 8, 2026
Instrument	202689081
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	58550 RAY CENTER RD, RAY, MI 48096-4408

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 23, 2026
Property Address	58550 RAY CENTER RD, RAY, MI 48096-4408
Document Number	0000089823
Book / Page	30872 / 638
Instrument Date	Sep 8, 2026
Instrument	202689823
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	58550 RAY CENTER RD, RAY, MI 48096-4408

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 21, 2026
Property Address	58550 RAY CENTER RD, RAY, MI 48096-4408
Document Number	0000088495
Book / Page	30865 / 836
Instrument Date	Sep 4, 2026
Instrument	202688495
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58550 RAY CENTER RD, RAY, MI 48096-4408

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	58550 RAY CENTER RD, RAY, MI 48096-4408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068054
Date	Jun 14, 2018
Book Page	25416/307
Instrument	8068054

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 58550 Ray Center Rd was $4,238 with a homeowner's exemption, up 2.9% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,600 (+8.59%)	$533,200 (+8.59%)
2025	$4,238.00 (+2.86%) Homeowner's exemption	$245,500	$491,000
2024	$4,120.00
2023		$206,900	$413,800
2022	$3,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58550 Ray Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58550 Ray Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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