St. Charles County property record for 5866 Hidden Creek Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,188 sqft · built 2005 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,862 (Nov 2005) |
| Tax Bill | $6,813 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T051500058 |
| Primary APN | T051500058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,188 sqft Living Area |
| Gross Area | 5,298 sqft |
| 1st Floor Area | 3,188 sqft |
| Basement Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 240 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T051500058 |
|---|---|
| Street Address | 5866 HIDDEN CREEK DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN CREEK #1 LOT 35 |
| Legal Subdivision | HIDDEN CREEK #1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 311124 |
5866 Hidden Creek Dr is owned and occupied by two individuals who acquired it in November 2018.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5866 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2005 · Amount on File |
| Deed Sale | Nov 18, 2005 · Amount on File |
| Deed Document Number | 20051111020 |
| Deed Book / Page | 4351 / 216 |
| Last Transfer Date | Nov 29, 2018 |
| Transfer Doc | 0070091852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5866 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5866 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461 |
| Document Number | 2021R071198 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021R-071198 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5866 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0073760310 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 7376/310 |
| Instrument | 20200820000600290 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,704 (-) | $577,390 (-) Building $577,390 | |
| 2025 | $109,704 | $577,390 Building $577,390 | |
| 2024 | $6,813.00 | ||
| 2023 | $99,528 | ||
| 2022 | $523,830 Land $95,000 Building $428,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5866 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5866 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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