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5865 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5865 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,900 sqft · built 2004
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Mar 2022)
Tax Bill$7,400 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT051500055

Property Details

APN / Parcel Number

Primary APNT051500055
Alternative APN
  • 3-157C-9469-00-0032.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,900 sqft Living Area
Gross Area6,630 sqft
1st Floor Area2,456 sqft
Basement Area2,438 sqft
Finished Basement380 sqft
Unfinished Basement2,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area110 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500055
Street Address5865 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 32
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number32
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5865 Hidden Creek Dr is owned and occupied by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address5865 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2022 · Amount on File
Deed SaleMar 16, 2022 · Amount on File
Prior SaleMar 10, 2005 · Amount on File
Deed Document Number202215364
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 16, 2022
Property Address5865 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2464
Document Number0000015364
Map ReferenceMB 40 PG 297
Instrument DateFeb 28, 2022
Instrument2022R-015364
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1613 TAMARACK DR, SAINT CHARLES, MO 63301-0160

Mortgage

Document Number0000015365
DateMar 16, 2022
Instrument2022R-015365
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5865 Hidden Creek Dr was $7,400.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,556 (-)$613,450 (-) Building $613,450
2025$7,400.00$116,556$613,450
2023$114,109
2022$600,574 Land $95,000 Building $505,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5865 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5865 Hidden Creek Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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