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5864 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5864 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,508 sqft · built 2005
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$441,400 (Apr 2020)
Tax Bill$6,930 (2025)
Deeds & MortgagesSep 2019 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT051500059

Property Details

APN / Parcel Number

Primary APNT051500059
Alternative APN
  • 3-157C-9469-00-0036.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,508 sqft Living Area
Gross Area5,931 sqft
1st Floor Area1,789 sqft
Basement Area1,719 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area55 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500059
Street Address5864 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 36
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number36
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5864 Hidden Creek Dr is owned and occupied by two individuals who bought it in April 2020.

Source: St. Charles County records, as of August 13, 2025

Owner of Record2 Individual Names on File
Mailing Address5864 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 17, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2020 · Amount on File
Deed SaleApr 17, 2020 · Amount on File
Prior SaleMar 4, 2016 · Amount on File
Deed Document Number2020241370
Deed Book / Page7272 / 1877
Prior Transfer DateApr 13, 2020
Prior Transfer Doc0072721877
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5864 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071471184
DateSep 23, 2019
Book Page7147/1184
Instrument20190923000521310
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateApr 17, 2020
Property Address5864 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Document Number0072721877
Book / Page7272 / 1877
Map ReferenceMB 40 PG 297
Instrument DateApr 13, 2020
Instrument20200417000241370
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5864 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461

Mortgage

Document Number20200417000241380
DateApr 17, 2020
Instrument20200417000241380
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5864 Hidden Creek Dr was $6,930, up 0.9% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,930.00 (+0.93%)$109,114$574,282 Building $574,282
2024$6,866.00
2023$107,149
2022$563,945 Land $95,000 Building $468,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5864 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5864 Hidden Creek Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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