5865 Ruby Dr, Troy, MI 48085 Property Records

Oakland County property record for 5865 Ruby Dr, Troy, MI 48085 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage2,261 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2022)
Tax Bill$7,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN88-20-12-226-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,261 sqft Living Area
1st Floor1,198 sqft 1st Floor
Basement Area1,198 sqft Basement
Unfinished Basement1,198 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Lot Area13,504 sqft (0.31 acres)
Depth X Width132 ft x 101 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area451 sqft Garage
Deck Area428 sqft Deck
Patio Area428 sqft Patio
Porch Area57 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address5865 RUBY DR
CityTROY
StateMI
Zip48085-3946
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 12 HIDDEN STONE SUB LOT 9 10-22-91 FR 200-024
Legal Range11E
Legal Township2N
Legal Section12
Legal SubdivisionHIDDEN STONE SUB
Legal Lot Number9-10
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup3
Census Block3000
Census Tract196000

Owner

Source: Oakland County records · APN 88-20-12-226-003

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5865 RUBY DR, TROY, MI 48085-3946
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 07, 2022Warranty Deed, Transfer
CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2022 · Amount on Record
Deed SaleApr 07, 2022 · Amount on Record
Prior SaleOct 20, 1995 · Amount on Record
Deed Doc Number2022363194
Deed Book / Page57665 / 531
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5865 RUBY DR, TROY, MI 48085-3946
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyGREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address32415 CONCORD DR B, B, MADISON HEIGHTS, MI 48071-1203

Mortgage

Document Number0000353175
DateApr 01, 2022
Book Page57638/680
Instrument353175
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 07, 2022
Property Address5865 RUBY DR, TROY, MI 48085-3946
Document Number0000363194
Book / Page57665 / 531
Map ReferenceLB 218 PG 21&22
Instrument DateMar 29, 2022
Instrument363194
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$3,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2421 TALL OAKS DR, 2421, TROY, MI 48098-5300

Transferred To (Grantee/Buyer)

NameVerified Name
Address5865 RUBY DR, TROY, MI 48085-3946

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,043.00 (+3.3%)
2023$386,420
2022$6,818.00$193,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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