Oakland County property record for 5820 Ruby Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,881 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $389,000 (2016) |
| Tax Bill | $6,234.00 (2025) |
| Primary APN | 88-20-12-226-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,881 sqft Living Area |
| 1st Floor | 1,647 sqft 1st Floor |
| Basement Area | 1,647 sqft Basement |
| Unfinished Basement | 1,647 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 133 ft x 76 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 611 sqft Garage |
| Porch Area | 48 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 5820 RUBY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 12 HIDDEN STONE SUB LOT 16 10-22-91 FR 200-024 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN STONE SUB |
| Legal Lot Number | 10,16 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 196000 |
Source: Oakland County records · APN 88-20-12-226-010
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| May 21, 2019 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) RELIANCE FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Deed Doc Number | 20166604 |
| Deed Book / Page | 49765 / 225 |
| Prior Transfer Date | Aug 18, 2016 |
| Prior Transfer Doc | 0000169530 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000201071 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 54919/404 |
| Instrument | 201071 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000272299 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 55380/619 |
| Instrument | 272299 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 03, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000122334 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 56211/57 |
| Instrument | 122334 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 09, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000440416 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 58092/475 |
| Instrument | 440416 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 29, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000104832 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5820 RUBY DR TROY MI 480853902, TROY, MI 48085-3902 |
| Document Number | 0000104832 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 052983/000324 |
| Instrument | 104832 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48328-2947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5820 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000086212 |
| Book / Page | 050620 / 000752 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5820 RUBY DR TROY MI 480853902, TROY, MI 48085-3902 |
| Document Number | 0000086212 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 050620/000752 |
| Instrument | 86212 |
| Name | RELIANCE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,234.00 (+2.4%) | ||
| 2024 | $6,088.00 (-6.09%) | ||
| 2023 | $447,660 | ||
| 2022 | $6,483.00 | $223,830 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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