Oakland County property record for 5832 Ruby Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,845 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $493,000 (2019) |
| Tax Bill | $7,193.00 (2025) |
Source: Oakland County records · APN 88-20-12-226-009
Assessment roll updated February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 09, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 04, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Jun 06, 2019 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Feb 27, 1996 · Amount on Record |
| Deed Doc Number | 201987556 |
| Deed Book / Page | 52898 / 157 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 20260007435 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 60878/608 |
| Instrument | 20260007435 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000063472 |
|---|---|
| Date | Jun 09, 2023 |
| Book Page | 58662/857 |
| Instrument | 63472 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000240462 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 56971/543 |
| Instrument | 240462 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000425398 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 58010/832 |
| Instrument | 425398 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000107968 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 54303/321 |
| Instrument | 107968 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 06, 2019 |
| Property Address | 5832 RUBY DR, TROY, MI 48085-3902 |
| Document Number | 0000087556 |
| Book / Page | 52898 / 00157 |
| Map Reference | LB 218 PG 21&22 |
| Instrument Date | May 31, 2019 |
| Instrument | 87556 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,239.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5632 RUBY DR, 5632, TROY, MI 48085 |
| Name | Verified Name |
|---|---|
| Address | 1456 HAWKS NEST, SHELBY TWP, MI 46317 |
| Document Number | 0000087557 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 87557 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,193.00 (-3.85%) | ||
| 2023 | $527,220 | ||
| 2022 | $7,481.00 | $263,610 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 88-20-12-226-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,845 sqft Living Area |
| 1st Floor | 1,606 sqft 1st Floor |
| Basement Area | 1,606 sqft Basement |
| Unfinished Basement | 1,606 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 133 ft x 76 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 725 sqft Garage |
| Porch Area | 47 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 5832 RUBY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 12 HIDDEN STONE SUB LOT 15 10-22-91 FR 200-024 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN STONE SUB |
| Legal Lot Number | 10,15 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 196000 |
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