586 5th St, Chipley, FL 32428 Property Records

Washington County property record for 586 5th St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,328 sqft · built 1958
Lot Size	0.513 acres (22,389 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2021)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000027860000`

Property Details

APN / Parcel Number

Primary APN	`000027860000`
Alternative APN	`27860000`

Interior

Full Baths	2 Baths
Building Area	1,328 sqft Heated Area
Gross Area	1,896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2013
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,389 sqft (0.513 acres)
Lot Dimensions	135 ft deep x 166 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	72 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000027860000
Street Address	586 5TH ST
City	CHIPLEY
State	FL
Zip	32428-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1212 P 713 S 16' OF LOT 44, LOTS 45-50 INC. L/A, ORB 406 P 402
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN
Legal Block	2786
Legal Lot Number	44-50 50
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2004
Census Tract	970103

Owner

Source: Washington County records · APN 000027860000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	586 5TH ST, CHIPLEY, FL 32428-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	0001212713
Deed Book / Page	1212 / 713
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 16, 2021
Property Address	586 5TH ST, CHIPLEY, FL 32428-1175
Document Number	0067005248
Book / Page	1212 / 713
Map Reference	MB 406 PG 402
Instrument Date	Jul 16, 2021
Instrument	202167005248
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1188 WHITTINGTON RD, 1188, CHIPLEY, FL 32428-4033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 5TH ST, CHIPLEY, FL 32428-1175

Mortgage

Document Number	0000000715
Date	Jul 16, 2021
Instrument	1212/715

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+6.28%) Homeowner's exemption	$123,708 (+2.9%)	$159,794 (+13.84%) Land $12,450 Building $147,344
2024	$1,560.00 (+6.85%) Homeowner's exemption	$120,222 (+4.99%)	$140,370 (+12.61%) Land $12,450 Building $127,920
2023	$1,460.00 (+4.29%) Homeowner's exemption	$114,507 (+3%)	$124,646 (+12.12%) Land $12,450 Building $112,196
2022	$1,400.00 Homeowner's exemption	$111,172 Land $9,130 Building $102,042	$111,172 Land $9,130 Building $102,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHIPLEY serves 3,660 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.