Washington County property record for 581 5th St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,072 sqft · built 1946 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jun 2023) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000027290000 |
| Primary APN | 000027290000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 72 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 257 sqft |
| Patio Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 581 5TH ST |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 5 13 ORB 1274 P 803 LOT 1, A&M/A |
| Legal Range | 13W |
| Legal Township | 05S |
| Legal Section | 33 |
| Legal Subdivision | ADAMS & MURPHY |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970103 |
Source: Washington County records · APN 000027290000
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jun 12, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 12, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 20234052 |
| Deed Book / Page | 1274 / 803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Document Number | 0000005011 |
| Book / Page | 1375 / 522 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20265011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Document Number | 0000005011, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 1375/522 |
| Instrument | 20265011 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 20, 2041 |
| Rate | 5.87% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 12, 2023 |
| Property Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Document Number | 0067004052 |
| Book / Page | 1274 / 803 |
| Instrument Date | Jun 09, 2023 |
| Instrument | 202367004052 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 BEATTIE PL, GREENVILLE, SC 29601-2155 |
| Name | Verified Name |
|---|---|
| Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Dec 12, 2022 |
| Property Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Document Number | 0067009816 |
| Book / Page | 1260 / 302 |
| Map Reference | MB 394 PG 546 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 202267009816 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 581 5TH ST, CHIPLEY, FL 32428-1178 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 (+5.08%) | $113,088 (+3.19%) Land $6,975 Building $106,113 | $113,088 (+3.19%) Land $6,975 Building $106,113 |
| 2024 | $2,243.00 (+7.73%) | $109,592 (+8.65%) Land $6,975 Building $102,617 | $109,592 (+8.65%) Land $6,975 Building $102,617 |
| 2023 | $2,082.00 (+262.72%) | $100,863 (+66.43%) Land $6,975 Building $93,888 | $100,863 (+10.96%) Land $6,975 Building $93,888 |
| 2022 | $574.00 Homeowner's exemption | $60,603 | $90,903 Land $5,115 Building $85,788 |
Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHIPLEY serves 3,660 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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