582 5th St, Chipley, FL 32428 Property Records

Washington County property record for 582 5th St, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1954
Lot Size	0.284 acres (12,414 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Sep 2023)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`000027850000`

Property Details

APN / Parcel Number

Primary APN	`000027850000`
Alternative APN	`27850000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,066 sqft Heated Area
Gross Area	1,114 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2012
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,414 sqft (0.284 acres)
Lot Dimensions	135 ft deep x 92 ft wide
Porch	Open Porch
Porch Area	72 sqft
Fence	Fence

Location & Zoning

Account Number	000027850000
Street Address	582 5TH ST
City	CHIPLEY
State	FL
Zip	32428-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1282 P 689 S. 8' OF LOT 40, LOTS 41,42,43, N 9' OF LOT 44, L/A
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	2785
Legal Lot Number	40-44 42
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2004
Census Tract	970103

Owner

Source: Washington County records · APN 000027850000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	582 5TH ST, CHIPLEY, FL 32428-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2019	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	0001282689
Deed Book / Page	1282 / 689
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 12, 2023
Property Address	582 5TH ST, CHIPLEY, FL 32428-1175
Document Number	0067006374
Book / Page	1282 / 689
Instrument Date	Sep 12, 2023
Instrument	202367006374
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5208 SUNWOOD RD, PANAMA CITY, FL 32404-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 5TH ST, CHIPLEY, FL 32428-1175

Mortgage

Document Number	0000000691
Date	Sep 12, 2023
Instrument	1282/691

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Mortgage

Document Number	0067006376
Date	Sep 12, 2023
Book Page	1282/712
Instrument	202367006376

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 31, 2019
Property Address	582 5TH ST, CHIPLEY, FL 32428-1175
Document Number	0067004260
Book / Page	001146 / 000693
Instrument Date	May 30, 2019
Instrument	67004260
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	582 5TH ST CHIPLEY FL 324281175, CHIPLEY, FL 32428-1175

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (+7.15%) Homeowner's exemption	$94,493 (+2.9%)	$103,882 (+13.12%) Land $6,900 Building $96,982
2024	$979.00 (-20.66%) Homeowner's exemption	$91,830 (+32.25%) Land $6,900 Building $84,930	$91,830 (+32.25%) Land $6,900 Building $84,930
2023	$1,234.00 (+9.88%)	$69,435 (+12.08%) Land $6,900 Building $62,535	$69,435 (+12.08%) Land $6,900 Building $62,535
2022	$1,123.00	$61,953 Land $5,060 Building $56,893	$61,953 Land $5,060 Building $56,893

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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