Whatcom County property record for 586 2nd St, Sumas, WA 98295
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 ba · 1,322 sqft · built 2010 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Apr 2025) |
| Tax Bill | $2,692 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-117213-0000 |
| Primary APN | 410435-117213-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Wood Porch |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 173617 |
|---|---|
| Street Address | 586 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9673 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RH |
| Legal Description | LOT 2 NEW BEGINNINGS SHORT PLAT AS REC AF 2100103035 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | NEW BEGINNINGS SHORT PLAT |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10202 |
Source: Whatcom County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 586 2ND ST, SUMAS, WA 98295-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2010 · Amount on Record |
| Deed Document Number | 20252012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 586 2ND ST, SUMAS, WA 98295-9673 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 586 2ND ST, SUMAS, WA 98295-9673 |
| Document Number | 0000802335 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022-0802335 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 (+40.94%) | $290,769 (+38.04%) Land $95,095 Building $195,674 | $290,769 (+38.04%) Land $95,095 Building $195,674 |
| 2022 | $210,639 Land $54,292 Building $156,347 | $210,639 Land $54,292 Building $156,347 | |
| 2021 | $1,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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