Whatcom County property record for 533 2nd St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,745 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,000 (Sep 2023) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Sep 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-115196-0000 |
| Primary APN | 410435-115196-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,309 sqft |
| 1st Floor Area | 1,745 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Deck Area | 413 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 187409 |
|---|---|
| Street Address | 533 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | LOT D BOSCH FAMILY LLA AS REC AF 2019-1201493 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | BOSCH FAMILY LLA |
| Legal Block | 1 |
| Legal Lot Number | D |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10202 |
533 2nd St is owned and occupied by two individuals who bought it in September 2023.
Source: Whatcom County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 533 2ND ST, SUMAS, WA 98295-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2023 | Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on File |
| Deed Sale | Sep 11, 2023 · Amount on File |
| Prior Sale | Dec 21, 2020 · Amount on File |
| Deed Document Number | 2023647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 533 2ND ST, SUMAS, WA 98295-9673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 533 2ND ST, SUMAS, WA 98295-9673 |
| Document Number | 0000700412 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 2024-0700412 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 11, 2023 |
| Property Address | 533 2ND ST, SUMAS, WA 98295-9673 |
| Document Number | 0000900647 |
| Map Reference | AF 2019-1201493 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023-0900647 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,837.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 2ND ST, SUMAS, WA 98295-9673 |
The 2025 property tax bill for 533 2nd St was $4,242, down 22.6% from the year before.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 (-22.59%) | $448,829 (-24.1%) Land $122,265 Building $326,564 | $448,829 (-24.1%) Land $122,265 Building $326,564 |
| 2024 | $5,480.00 | $591,378 Land $111,917 Building $479,461 | $591,378 Land $111,917 Building $479,461 |
| 2022 | $532,783 Land $100,828 Building $431,955 | $532,783 Land $100,828 Building $431,955 | |
| 2021 | $923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 533 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 533 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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