Whatcom County property record for 483 2nd St, Sumas, WA 98295
| Property Type | Commercial Office |
|---|---|
| Details | 3 bd · 1 ba · 1,420 sqft · built 1951 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2017) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410434-385195-0000 |
| Primary APN | 410434-385195-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,420 sqft Gross Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 112 sqft |
| Deck Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 158737 |
|---|---|
| Street Address | 483 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | I |
| Legal Description | JOHNSONS ADD TO SUMAS W 10 FT OF LOT 3-ALL LOTS 4-5-6 BLK 11 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | JOHNSONS ADD TO SUMAS |
| Legal Block | 11 |
| Legal Lot Number | 3,4-5 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10202 |
483 2nd St, a commercial property, is owned by an individual who bought it in December 2017.
Source: Whatcom County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 483 W 2ND ST, SUMAS, WA 98295-9633 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Dec 29, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on File |
| Deed Sale | Dec 29, 2017 · Amount on File |
| Prior Sale | Jan 14, 2013 · Amount on File |
| Deed Document Number | 20171203288 |
| Prior Transfer Date | Aug 30, 2013 |
| Prior Transfer Doc | 0000900446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 483 2ND ST, SUMAS, WA 98295 |
| Document Number | 2200801106 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 483 W 2ND ST SUMAS WA 982959633, SUMAS, WA 98295-9633 |
| Document Number | 2200801106 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 801106 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | SPOKANE, WA 99201-0901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 29, 2017 |
| Property Address | 483 2ND ST, SUMAS, WA 98295 |
| Document Number | 2171203288 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 1203288 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,078.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 483 W 2ND ST SUMAS WA 982959633, SUMAS, WA 98295-9633 |
| Document Number | 2171203289 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 1203289 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Document Number | 2171203290, |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 1203290 |
| Name | HOUSING FIN AUTH |
|---|---|
| Type | Funding / Finance Company |
| Address | SEATTLE, WA 98104-3601 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
The 2025 property tax bill for 483 2nd St was $2,604.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,604.00 | $272,328 Land $58,347 Building $213,981 | $272,328 Land $58,347 Building $213,981 |
| 2022 | $251,418 Land $62,048 Building $189,370 | $251,418 Land $62,048 Building $189,370 | |
| 2021 | $2,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 483 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 483 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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