5857 Castle Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5857 Castle Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,473 sqft
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2022)
Tax Bill	$4,590 (2026)
Deeds & Mortgages	Jun 2023 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`280-0010-00241`

Property Details

APN / Parcel Number

Primary APN	`280-0010-00241`
Alternative APNs	`1133403` `1142972` `1177172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	4,473 sqft Gross Area
1st Floor Area	3,852 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	653,400 sqft (15 acres)
Garage Area	1,512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1177172
Street Address	5857 CASTLE RD
City	DULUTH
State	MN
Zip	55803-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	ELY 701.14 FT OF NE1/4 OF NE1/4 EX SLY 99 FT& EX PART SUBJECT TO FLOWAGE RIGHTS SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	02
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2027
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
May 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLYMPIAN MORTGAGE LLC
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 14, 2022	Warranty Deed, Transfer NORTH SHORE TITLE
Jun 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20221459416
Prior Transfer Date	Jun 5, 2021
Prior Transfer Doc	0001417014
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 114TH LN NW, COON RAPIDS, MN 55433-2603

Mortgage

Document Number	0001469159
Date	Jun 30, 2023
Instrument	1469159

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 26, 2024

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5857 CASTLE RD, DULUTH, MN 55803-9419

Mortgage

Document Number	0001510012
Date	May 12, 2025
Instrument	1510012

Lender

Name	OLYMPIAN MORTGAGE LLC
Type	Mortgage Company
Address	DEARBORN, MI 48124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 29, 2022
Property Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Document Number	0001459416
Instrument Date	Dec 23, 2022
Instrument	1459416
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3575 114TH LN NW, COON RAPIDS, MN 55433-2603

Mortgage

Document Number	0001459417
Date	Dec 29, 2022
Instrument	1459417

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 23, 2042

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Dec 30, 2025
Change Frequency	3 Years
Min Rate At Change	8.25%
Max Rate At Change	10.2%
Index	Prime Rate
Max Rate	14.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2022
Property Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Document Number	0001447555
Instrument Date	Jul 7, 2022
Instrument	1447555
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6024 W ARROWHEAD RD, DULUTH, MN 55810-9754

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 21, 2021
Property Address	5857 CASTLE RD, DULUTH, MN 55803-9419
Document Number	0001417014
Instrument Date	Jun 5, 2021
Instrument	1417014
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$123.75
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5744 CASTLE RD, DULUTH, MN 55803-9418

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,590.00 (+46.27%) Homeowner's exemption
2025	$3,138.00 (+245.59%)	$630,000 (+97.68%) Land $129,800 Building $500,200	$630,000 (+97.68%) Land $129,800 Building $500,200
2024	$908.00	$318,700 (+268.87%) Land $126,000 Building $192,700	$318,700 (+268.87%) Land $126,000 Building $192,700
2022		$86,400 Land $86,400	$86,400 Land $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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