5845 Castle Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5845 Castle Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,704 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2018)
Tax Bill	$5,034 (2026)
Deeds & Mortgages	May 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-0010-00300`

Property Details

APN / Parcel Number

Primary APN	`280-0010-00300`
Alternative APN	`1047207`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,704 sqft Gross Area
1st Floor Area	3,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,120 sqft
Porch	Slab
Porch Area	188 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1047207
Street Address	5845 CASTLE RD
City	DULUTH
State	MN
Zip	55803-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E1/2 OF N1/2 OF SE1/4 OF NE1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	02
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2027
Census Tract	10602

Owner

5845 Castle Rd is owned and occupied by an individual who bought it in March 2018.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5845 CASTLE RD, DULUTH, MN 55803-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage MEMBERS COOPERATIVE CU
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	2018995769
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	000T949721
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5845 CASTLE RD, DULUTH, MN 55803-9419
Document Number	00T1010629
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5845 CASTLE RD DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	00T1010629
Date	May 22, 2019
Instrument	T1010629

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2018
Property Address	5845 CASTLE RD, DULUTH, MN 55803-9419
Document Number	000T995769
Instrument Date	Mar 6, 2018
Instrument	T995769
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	NATIONAL TITLE-DULUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7112 DULUTH MN 558077112, DULUTH, MN 55807-7112

Mortgage

Document Number	T995770
Date	Mar 8, 2018
Instrument	T995770

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 5845 Castle Rd was $5,034 with a homeowner's exemption, up 3.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,034.00 (+3.5%) Homeowner's exemption
2025	$4,864.00 (-5.99%) Homeowner's exemption	$513,300 (+3.22%) Land $131,500 Building $381,800	$513,300 (+3.22%) Land $131,500 Building $381,800
2024	$5,174.00	$497,300 Land $127,600 Building $369,700	$497,300 Land $127,600 Building $369,700
2022		$450,500 Land $110,700 Building $339,800	$450,500 Land $110,700 Building $339,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5845 Castle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5845 Castle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Castle Rd

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