5815 Castle Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5815 Castle Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,376 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$709,900 (Nov 2025)
Tax Bill	$4,890 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-0010-00290`

Property Details

APN / Parcel Number

Primary APN	`280-0010-00290`
Alternative APNs	`1052953` `1191075`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,376 sqft Gross Area
1st Floor Area	2,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Patio Area	448 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1191075
Street Address	5815 CASTLE RD
City	DULUTH
State	MN
Zip	55803-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E1/2 OF S1/2 OF SE1/4 OF NE1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	02
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2027
Census Tract	10602

Owner

5815 Castle Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5815 CASTLE RD, DULUTH, MN 55803-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Nov 30, 2017	Grant Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	20251096302
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	000T949721
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2025
Property Address	5815 CASTLE RD, DULUTH, MN 55803-9419
Document Number	0001096302
Instrument Date	Nov 7, 2025
Instrument	1096302
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,342.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5815 CASTLE RD, DULUTH, MN 55803-9419

Mortgage

Document Number	0001096303
Date	Nov 17, 2025
Instrument	1096303

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5815 CASTLE RD, DULUTH, MN 55803-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001008109
Date	Feb 26, 2019
Instrument	1008109

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2048

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 30, 2017
Property Address	5815 CASTLE RD, DULUTH, MN 55803-9419
Document Number	000T992689
Instrument Date	Nov 10, 2017
Instrument	T992689
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	STATE LOUIS COMPANY TITLE (SLCTC)

Transaction

Amount	Amount on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1380 HIGHLAND VILLAGE DR #9 DULUTH MN 558115260, 9, DULUTH, MN 55811-5260

Mortgage

Document Number	T992690
Date	Nov 30, 2017
Instrument	T992690

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 5815 Castle Rd was $4,890 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,890.00 (+2.95%) Homeowner's exemption
2025	$4,750.00 (-0.04%) Homeowner's exemption	$502,000 (+3.21%) Land $132,500 Building $369,500	$502,000 (+3.21%) Land $132,500 Building $369,500
2024	$4,752.00	$486,400 Land $128,600 Building $357,800	$486,400 Land $128,600 Building $357,800
2022		$417,100 Land $111,500 Building $305,600	$417,100 Land $111,500 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5815 Castle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5815 Castle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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