Hamilton County property record for 585 Torrence Ln, Cincinnati, OH 45208
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 3 ba · 2,716 sqft · built 1891 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,325 (May 2026) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-0004-0051-00 |
| Primary APN | 056-0004-0051-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Living Area |
| 1st Floor Area | 868 sqft |
| 2nd Floor Area | 868 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,352 sqft (0.054 acres) |
| Lot Dimensions | 82.7 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 585 TORRENCE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3256 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RM12 |
| Legal Description | 585 TORRENCE 33 X 82.65 IRR NS TORRENCE RD 50.50 FT E OF DEXTER SUB |
| Legal Subdivision | DEXTER SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KEMBA CREDIT UNION INC |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK. |
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Jan 10, 2023 | Warranty Deed, Transfer |
| Mar 20, 2019 | Deed of Trust, Mortgage · Construction Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2005 · Amount on Record |
| Deed Document Number | 202634858 |
| Deed Book / Page | 15660 / 2563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051552 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14404/249 |
| Instrument | 2021-0051552 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 6, 2026 |
| Property Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000034858 |
| Book / Page | 15660 / 2563 |
| Instrument Date | May 6, 2026 |
| Instrument | 202634858 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,403.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000034859, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202634859 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000002133 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 14830/1 |
| Instrument | 2023-0002133 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 4, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 10, 2023 |
| Property Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000001830 |
| Book / Page | 14829 / 183 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 2023-0001830 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1861 N WAYNESVILLE RD, OREGONIA, OH 45054-9796 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 585 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020607 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 13878/00967 |
| Instrument | 2019-0020607 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,543.00 (+0.14%) | $55,675 (-) Land $16,016 Building $39,659 | $159,070 (-) Land $45,760 Building $113,310 |
| 2024 | $3,538.00 (-0.17%) | $55,675 (-) Land $16,016 Building $39,659 | |
| 2023 | $3,544.00 (-1.77%) | $55,675 (+9.13%) Land $16,016 Building $39,659 | $159,070 (+9.13%) Land $45,760 Building $113,310 |
| 2022 | $3,608.00 | $51,016 Land $14,294 Building $36,722 | |
| 2020 | $145,760 Land $40,840 Building $104,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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