Hamilton County property record for 577 Torrence Ln, Cincinnati, OH 45208 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1924 |
| Square Footage | 1,360 sqft Living Area |
| Lot Size | 3,267 sqft (0.075 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $357,000 (2020) |
| Tax Bill | $2,382.00 (2025) |
| Primary APN | 056-0004-0048-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,360 sqft Living Area |
| 1st Floor | 680 sqft 1st Floor |
| 2nd Floor | 680 sqft 2nd Floor |
| Basement Area | 710 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 3,267 sqft (0.075 acres) |
| Lot Width | 78 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Patio Area | 254 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 147 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 577 TORRENCE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 577 TORRENCE RD 33 FT IRR PT LOT 17 EMMA R DEXTER |
| Legal Subdivision | EMMA DEXTER |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 056-0004-0048-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 577 TERRACE AVE, CINCINNATI, OH 45220-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KEMBA CREDIT UNION INC |
| Dec 31, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage TCF NATIONAL BANK |
| May 20, 2021 | Transfer on Death Deed, Transfer |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Mar 10, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage CHEMICAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Doc Number | 2020-0092469 |
| Deed Book / Page | 14251 / 2906 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051552 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14404/249 |
| Instrument | 2021-0051552 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000115803 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 14074/01613 |
| Instrument | 2019-0115803 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 20, 2021 |
| Property Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000062705 |
| Book / Page | 14422 / 727 |
| Map Reference | MB 6 PG 32 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021-0062705 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 TERRACE AVE, CINCINNATI, OH 45220-1916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2020 |
| Property Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000092469 |
| Book / Page | 014251 / 002906 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 92469 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 577 TORRENCE LN CINCINNATI OH 452083256, CINCINNATI, OH 45208-3256 |
| Document Number | 92470 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 014251/002909 |
| Instrument | 92470 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 10, 2017 |
| Property Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000001331 |
| Map Reference | PB 6 PG 32 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 17-0021331 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.70 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000001332 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 17-0021332 |
| Name | CHEMICAL BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 (+3.12%) | $124,950 (+%) Land $19,911 Building $105,039 | |
| 2024 | $2,310.00 (-2.2%) | $124,949 (-) Land $19,911 Building $105,038 | |
| 2023 | $2,362.00 (+1.37%) | $124,949 (+13.84%) Land $19,911 Building $105,038 | $357,000 (+13.84%) Land $56,890 Building $300,110 |
| 2022 | $2,330.00 Homeowner's exemption | $109,757 Land $17,770 Building $91,987 | |
| 2020 | $313,590 Land $50,770 Building $262,820 |
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