Hamilton County property record for 575 Torrence Ln, Cincinnati, OH 45208 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 1,263 sqft (0.029 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $217,000 (2017) |
| Tax Bill | $1,056.00 (2025) |
| Primary APN | 056-0004-0047-00 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,316 sqft Gross Area |
| 1st Floor | 658 sqft 1st Floor |
| Basement Area | 658 sqft Basement |
| Finished Basement | 542 sqft Finished |
| Unfinished Basement | 116 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 1,263 sqft (0.029 acres) |
| Lot Width | 35 ft Width |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 575 TORRENCE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-3256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TORRENCE RD 17.60 FT IRR PT LOT 17 EMMA R DEXTERS HILLSIDE SUB |
| Legal Subdivision | DEXTERS HILLSIDE SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 056-0004-0047-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KEMBA CREDIT UNION INC |
| Jan 06, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2017 · Amount on Record |
| Deed Sale | Jan 06, 2017 · Amount on Record |
| Prior Sale | Jul 22, 2016 · Amount on Record |
| Deed Doc Number | 20171610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 01, 2026 |
| Property Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000042399 |
| Book / Page | 15677 / 367 |
| Instrument Date | May 22, 2026 |
| Instrument | 202642399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000042399, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 15677/367 |
| Instrument | 202642399 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051552 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14404/249 |
| Instrument | 2021-0051552 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 06, 2017 |
| Property Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000001610 |
| Map Reference | PB 6 PG 32 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 17-0001610 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 TORRENCE LN, CINCINNATI, OH 45208-3256 |
| Document Number | 0000001611 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 17-0001611 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (+3.13%) | $55,773 (-) Land $9,559 Building $46,214 | $159,350 (-) Land $27,310 Building $132,040 |
| 2024 | $1,024.00 (-2.2%) | $55,773 (-) Land $9,559 Building $46,214 | |
| 2023 | $1,047.00 (-24.57%) | $55,773 (-31.37%) Land $9,559 Building $46,214 | $159,350 (-31.37%) Land $27,310 Building $132,040 |
| 2022 | $1,388.00 Homeowner's exemption | $81,267 Land $8,530 Building $72,737 | |
| 2020 | $232,190 Land $24,370 Building $207,820 |
575 Torrence Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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