585 S 3rd St, Clifton, IL 60927 Property Records

Iroquois County property record for 585 S 3rd St, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.592 acres (25,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,500 (Aug 2017)
Tax Bill	$6,896 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 03 455 004`

Property Details

APN / Parcel Number

Primary APN	`10 03 455 004`

Exterior

Lot Area	25,798 sqft (0.592 acres)

Location & Zoning

Street Address	585 S 3RD ST
City	CLIFTON
State	IL
Zip	60927-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD LT 2 EX N 8' & LT 4 & W 33' LT 6 BLK 36
Legal Subdivision	FIRST ADD
Legal Block	36
Legal Lot Number	2,4,6
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3012
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	585 S 3RD ST, CLIFTON, IL 60927-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH CENTRAL BANK
Mar 13, 2017	Deed of Trust, Mortgage ELITE COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	20172612
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	585 S 3RD ST, CLIFTON, IL 60927-9111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R3574
Date	Nov 2, 2020
Instrument	20R3574

Lender

Name	NORTH CENTRAL BANK
Type	Bank
Address	HENNEPIN, IL 61327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate	2%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 31, 2017
Property Address	585 S 3RD ST, CLIFTON, IL 60927-9111
Document Number	17R2612
Instrument Date	Aug 30, 2017
Instrument	17R2612
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	585 S 3RD ST, 585, CLIFTON, IL 60927-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	585 S 3RD ST, CLIFTON, IL 60927-9111

Mortgage

Document Number	17R2613
Date	Aug 31, 2017
Instrument	17R2613

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2037

Interest

Rate	3.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	585 S 3RD ST, CLIFTON, IL 60927-9111
Transaction Type	Mortgage
Record Updated	May 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17A0747
Date	Mar 13, 2017
Instrument	17A0747

Lender

Name	ELITE COMMUNITY CU
Type	Non-Lending Institution
Address	KANKAKEE, IL 60901

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Mar 3, 2026

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,896.00 (+31.73%)	$95,930 (+30.52%) Land $16,490 Building $79,440	$287,790 (+30.52%) Land $49,470 Building $238,320
2022	$5,235.00 Homeowner's exemption	$73,500 Land $12,640 Building $60,860	$220,500 Land $37,920 Building $182,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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