Iroquois County property record for 245 S 3rd St, Clifton, IL 60927
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.188 acres (8,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,500 (Jun 2007) |
| Tax Bill | $3,232 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 03 408 005 |
| Primary APN | 10 03 408 005 |
|---|
| Lot Area | 8,196 sqft (0.188 acres) |
|---|
| Street Address | 245 S 3RD ST |
|---|---|
| City | CLIFTON |
| State | IL |
| Zip | 60927-9053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2 LTS 1, 3, 5 & S2 W2 LT 7 BLK 26 VIL OF CLIFTON |
| Legal Subdivision | THE VILLAGE OF CLIFTON |
| Legal Block | 26 |
| Legal Lot Number | 1,3,5,7 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | CHEBANSE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950200 |
245 S 3rd St is owned and occupied by an individual who bought it in June 2007.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 S 3RD ST, CLIFTON, IL 60927-9053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2007 · Amount on File |
| Deed Sale | Jun 1, 2007 · Amount on File |
| Deed Document Number | 20077R2557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 245 S 3RD ST, CLIFTON, IL 60927-9053 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 21R1678 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 21R1678 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2025 property tax bill for 245 S 3rd St was $3,232 with a homeowner's exemption.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Chebanse Township |
| Municipality | Clifton Village |
| Unified School District | Central Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,232.00 | $48,150 Land $6,810 Building $41,340 | $144,450 Land $20,430 Building $124,020 |
| 2022 | $2,879.00 | $36,890 Land $5,220 Building $31,670 | $110,670 Land $15,660 Building $95,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIFTON serves 1,500 people · EPA ID IL0750250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, Watch TV.
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