240 S 3rd St, Clifton, IL 60927 Property Records

Iroquois County property record for 240 S 3rd St, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.101 acres (4,403 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Nov 2021)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 03 407 005`

Property Details

APN / Parcel Number

Primary APN	`10 03 407 005`

Exterior

Lot Area	4,403 sqft (0.101 acres)

Location & Zoning

Street Address	240 S 3RD ST
City	CLIFTON
State	IL
Zip	60927-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 LTS 17 & 19 BLK 2 VIL OF CLIFTON
Legal Subdivision	VILLAGE OF CLIFTON
Legal Block	2
Legal Lot Number	17,19
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3039
Census Tract	950200

Owner

240 S 3rd St is owned and occupied by an individual who bought it in November 2021.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 742, CLIFTON, IL 60927-0742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Jan 30, 2020 · Amount on File
Deed Document Number	20214564
Transfer Doc	0000003734
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 2, 2021
Property Address	240 S 3RD ST, CLIFTON, IL 60927-9109
Document Number	21R4564
Instrument Date	Nov 1, 2021
Instrument	21R4564
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 E 5TH AVE, 140, CLIFTON, IL 60927-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S 3RD ST, CLIFTON, IL 60927-9109

Mortgage

Document Number	21R4565
Date	Nov 2, 2021
Instrument	21R4565

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 30, 2020
Property Address	240 S 3RD ST, CLIFTON, IL 60927-9109
Document Number	20R0256
Instrument Date	Jan 29, 2020
Instrument	20R0256
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTAR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	240 S 3RD ST, CLIFTON, IL 60927-9109

Mortgage

Document Number	20R0257
Date	Jan 30, 2020
Instrument	20R0257

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 240 S 3rd St was $2,892 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,892.00	$43,720 Land $3,110 Building $40,610	$131,160 Land $9,330 Building $121,830
2022	$2,112.00 Homeowner's exemption	$33,490 Land $2,380 Building $31,110	$100,470 Land $7,140 Building $93,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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