585 N Chestnut St, Letts, IA 52754 Property Records

Louisa County property record for 585 N Chestnut St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1973
Lot Size	1.65 acres (72,220 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-06-209-001`

Property Details

APN / Parcel Number

Primary APN	`04-06-209-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	850 sqft
Unfinished Basement	294 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Roof Type	Hip
Lot Area	72,220 sqft (1.65 acres)
Lot Dimensions	314 ft deep x 230 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	585 N CHESTNUT ST
City	LETTS
State	IA
Zip	52754-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 N1/2 VAC BLK9 &ALLEYS S&E SIDE & S70' STR N SIDE
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Block	9
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4005
Census Tract	450100

Owner

585 N Chestnut St is owned and occupied by two individuals.

Source: Louisa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	585 N CHESTNUT ST, LETTS, IA 52754-9762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	585 N CHESTNUT ST, LETTS, IA 52754-9762
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 N CHESTNUT ST, LETTS, IA 52754-9762

Mortgage

Document Number	0020231243
Date	Oct 3, 2023
Instrument	2023-1243

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	585 N CHESTNUT ST, LETTS, IA 52754-9762
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181617
Date	Nov 20, 2018
Instrument	2018-1617

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 585 N Chestnut St was $2,638 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00	$210,340 (-) Land $40,570 Building $169,770	$210,340 (-) Land $40,570 Building $169,770
2025	$2,638.00 (+2.25%) Homeowner's exemption	$210,340 Land $40,570 Building $169,770	$210,340 Land $40,570 Building $169,770
2024	$2,580.00
2023		$192,560 (+14.63%) Land $40,570 Building $151,990	$192,560 Land $40,570 Building $151,990
2022	$2,716.00 Homeowner's exemption	$167,980 Land $40,570 Building $127,410
2021			$167,980 Land $40,570 Building $127,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 N Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 N Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink.

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