420 N Chestnut St, Letts, IA 52754 Property Records

Louisa County property record for 420 N Chestnut St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,330 sqft · built 1996
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,020 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-211-007`

Property Details

APN / Parcel Number

Primary APN	`04-06-211-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Basement Area	1,330 sqft
Finished Basement	665 sqft
Unfinished Basement	665 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Roof Type	Gable
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	174 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	420 N CHESTNUT ST
City	LETTS
State	IA
Zip	52754-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 LETTS N1/2 L9-10 & S60' L1-2, INCL ADJ ALLEY, ALL IN BLK15
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	LETTS
Legal Block	15
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4006
Census Tract	450100

Owner

420 N Chestnut St is owned and occupied by two individuals.

Source: Louisa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 122, LETTS, IA 52754-0122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage MEMBERS COMMUNITY CU
Jul 17, 2020	Deed of Trust, Mortgage MEMBERS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	420 N CHESTNUT ST, LETTS, IA 52754-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201411
Date	Aug 26, 2020
Instrument	2020-1411

Lender

Name	MEMBERS COMMUNITY CU
Type	Credit Union
Address	MUSCATINE, IA 52761

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	420 N CHESTNUT ST, LETTS, IA 52754-9760
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201189
Date	Jul 17, 2020
Instrument	2020-1189

Lender

Name	MEMBERS COMMUNITY CU
Type	Credit Union
Address	MUSCATINE, IA 52761

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jun 19, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 420 N Chestnut St was $3,020 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,020.00	$222,520 (-) Land $22,260 Building $200,260	$222,520 (-) Land $22,260 Building $200,260
2025	$3,020.00 (+2.17%) Homeowner's exemption	$222,520 Land $22,260 Building $200,260	$222,520 Land $22,260 Building $200,260
2024	$2,956.00
2023		$203,380 (+15.39%) Land $22,260 Building $181,120	$203,380 Land $22,260 Building $181,120
2022	$2,858.00 Homeowner's exemption	$176,250 Land $22,260 Building $153,990
2021			$176,250 Land $22,260 Building $153,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 N Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 N Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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