400 N Chestnut St, Letts, IA 52754 Property Records

Louisa County property record for 400 N Chestnut St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1971
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2019)
Tax Bill	$1,730 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-211-006`

Property Details

APN / Parcel Number

Primary APN	`04-06-211-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,208 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Roof Type	Gable
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	400 N CHESTNUT ST
City	LETTS
State	IA
Zip	52754-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 LETTS S1/2 L9-10 BLK15
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	TOWN OF LETTS
Legal Block	15
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4006
Census Tract	450100

Owner

400 N Chestnut St is owned and occupied by an individual who bought it in September 2019.

Source: Louisa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	400 N CHESTNUT ST, LETTS, IA 52754-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage LOWA BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Jun 23, 2015 · Amount on File
Deed Document Number	20191215
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	400 N CHESTNUT ST, LETTS, IA 52754-9760
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200108
Date	Jan 23, 2020
Instrument	2020-0108

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Sep 4, 2019
Property Address	400 N CHESTNUT ST, LETTS, IA 52754-9760
Document Number	20191215
Instrument Date	Aug 29, 2019
Instrument	2019-1215
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N CHESTNUT ST, LETTS, IA 52754-9760

Mortgage

Document Number	20191216
Date	Sep 4, 2019
Instrument	2019-1216

Lender

Name	LOWA BANKERS MORTGAGE CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 400 N Chestnut St was $1,730 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,730.00	$132,190 (-) Land $10,390 Building $121,800	$132,190 (-) Land $10,390 Building $121,800
2025	$1,730.00 (+5.36%) Homeowner's exemption	$132,190 Land $10,390 Building $121,800	$132,190 Land $10,390 Building $121,800
2024	$1,642.00
2023		$117,520 (+16.85%) Land $10,390 Building $107,130	$117,520 Land $10,390 Building $107,130
2022	$1,566.00 Homeowner's exemption	$100,570 Land $10,390 Building $90,180
2021			$100,570 Land $10,390 Building $90,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 N Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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