585 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 585 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,809 sqft · built 1991
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Aug 2018)
Tax Bill	$10,610 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7550-56-5343`

Property Details

APN / Parcel Number

Primary APN	`7550-56-5343`
Alternative APN	`181361`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,809 sqft Heated Area
1st Floor Area	2,809 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Garage Area	529 sqft
Carport	Carport
Carport Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	504 sqft
Deck Area	176 sqft
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	585 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 168 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB SUBDIVISION
Legal Lot Number	168
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	585 LOST TRL, HIGHLANDS, NC 28741-7270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage RENASANT BK
Aug 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Jul 12, 2011 · Amount on Record
Deed Book / Page	2219 / 1302
Last Transfer Date	Apr 3, 2025
Transfer Doc	0023960784
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	585 LOST TRL, HIGHLANDS, NC 28741-7270
Document Number	0022551119
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 KELSEY CT HIGHLANDS NC 287417298, HIGHLANDS, NC 28741-7298

Mortgage

Document Number	0022551119
Date	Dec 3, 2019
Book Page	002255/001119

Lender

Name	RENASANT BK
Type	Bank
Address	VALDOSTA, GA 31602

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 2, 2022

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2018
Property Address	585 LOST TRL, HIGHLANDS, NC 28741-7270
Document Number	0022191305
Book / Page	002219 / 001305
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5438 VALDOSTA GA 316035438, VALDOSTA, GA 31603-5438

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2018
Property Address	585 LOST TRL, HIGHLANDS, NC 28741-7270
Document Number	0022191302
Book / Page	002219 / 001302
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8555 UNITED PLAZA BLVD #5 BATON ROUGE LA 708092260, 5, BATON ROUGE, LA 70809-2260

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,792,270 (-) Land $650,000 Building $2,142,270
2025	$10,610.00 (+76.33%)	$2,792,270 (+76.33%) Land $650,000 Building $2,142,270
2023	$6,017.00	$1,583,530 Land $550,000 Building $1,033,530

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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