Jackson County property record for 510 Lost Trl, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,426 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (Apr 2022) |
| Tax Bill | $10,080 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550-46-8824 |
| Primary APN | 7550-46-8824 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,426 sqft Heated Area |
| 1st Floor Area | 1,930 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 920 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 636 sqft |
| Deck Area | 344 sqft |
| Patio Area | 970 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 510 LOST TRL |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 153 CULLASAJA CLUB |
| Legal Subdivision | CULLASAJA CLUB |
| Legal Lot Number | 153 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 950900 |
510 Lost Trl is owned by two individuals who bought it in April 2022.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1706 N LAKESIDE DR, LAKE WORTH BEACH, FL 33460-6612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on File |
| Deed Sale | Apr 12, 2022 · Amount on File |
| Prior Sale | Mar 28, 2013 · Amount on File |
| Deed Book / Page | 2331 / 1835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 12, 2022 |
| Property Address | 510 LOST TRL, HIGHLANDS, NC 28741-7268 |
| Document Number | 0023311835 |
| Book / Page | 2331 / 1835 |
| Map Reference | CAB 17 SL 345 |
| Instrument Date | Apr 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6004 HAMPTON RIDGE RD, 6004, COLUMBIA, SC 29209-1334 |
| Name | Verified Name |
|---|---|
| Address | 1706 N LAKESIDE DR, LAKE WORTH, FL 33460-6612 |
| Document Number | 0023311838 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2331/1838 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
The 2025 property tax bill for 510 Lost Trl was $10,080.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,652,772 Land $300,000 Building $2,352,772 | |
| 2025 | $10,080.00 | |
| 2023 | $4,511.00 | $1,187,110 Land $200,000 Building $987,110 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 510 Lost Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Lost Trl is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Vyve Broadband.
4G LTE (outdoors only), no 5G reported
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