501 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 501 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,164 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Oct 2018)
Tax Bill	$3,964 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7550-46-9327`

Property Details

APN / Parcel Number

Primary APN	`7550-46-9327`
Alternative APN	`180559`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,164 sqft Heated Area
1st Floor Area	1,582 sqft
Basement Area	1,582 sqft
Finished Basement	1,582 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	353 sqft
Deck Area	144 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	180559
Street Address	501 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-7268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 171 CULLASAJA CLUB
Legal Township	07
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	171
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26280 MIRA WAY, BONITA SPRINGS, FL 34134-1637
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage UBS BK USA
Oct 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	0002225401
Deed Book / Page	2225 / 401
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	501 LOST TRL, HIGHLANDS, NC 28741-7268
Document Number	0022380740
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	MORTGAGE CONNECT LP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	501 LOST TRL HIGHLANDS NC 287417268, HIGHLANDS, NC 28741-7268

Mortgage

Document Number	0022380740
Date	May 20, 2019
Book Page	002238/000740

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 17, 2018
Property Address	501 LOST TRL, HIGHLANDS, NC 28741-7268
Document Number	0022250401
Book / Page	002225 / 000401
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,300.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 5438 VALDOSTA GA 316035438, VALDOSTA, GA 31603-5438

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 19, 2018
Property Address	501 LOST TRL, HIGHLANDS, NC 28741-7268
Document Number	0022060536
Book / Page	2206 / 536
Map Reference	PL CAB 7 SL 119
Instrument Date	Jan 11, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 CLAY DR, 2055, SANDY SPRINGS, GA 30350-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5438, VALDOSTA, GA 31603-5438

Mortgage

Document Number	0022060542
Date	Jan 19, 2018
Book Page	2206/542

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,964.00	$1,043,280 Land $300,000 Building $743,280

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon, Vyve Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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