585 Co Rd 531, Centre, AL 35960 Property Records

Cherokee County property record for 585 Co Rd 531, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	672 sqft · built 2020
Lot Size	0.294 acres (12,813 sqft)
Owner	Individual Name on File
Tax Bill	$1,239 (2026)
Deeds & Mortgages	Apr 2026 Sale Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-20-0-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-003.000`
Alternative APNs	`ALT APN:1304200000003000` `210149` `218160`

Interior

Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	12,813 sqft (0.294 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	218160
Street Address	585 COUNTY ROAD 531
City	CENTRE
State	AL
Zip	35960-6117
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 3 FISH BOW VILLA SD PB 6 PG 98
Legal Subdivision	FISH BOW VILLA
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2001
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1069 MOUNT CARMEL CHURCH RD, CHATSWORTH, GA 30705-6228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 12, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 23, 2026
Property Address	585 COUNTY ROAD 531, CENTRE, AL 35960-6117
Document Number	0000243449
Instrument Date	Jan 18, 2024
Instrument	2026.243449
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$50.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 MOUNT CARMEL CHURCH RD, CHATSWORTH, GA 30705-6228

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 12, 2023
Property Address	585 COUNTY ROAD 531, CENTRE, AL 35960-6117
Document Number	0000230675
Map Reference	MB 6 PG 98
Instrument Date	Sep 11, 2023
Instrument	230675
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4156 HWY 255 N, CHATSWORTH, GA 30705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	585 COUNTY ROAD 531, CENTRE, AL 35960-6117

Mortgage

Document Number	0000230676
Date	Sep 12, 2023
Instrument	230676

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,239.00 (+6.99%)
2025	$1,158.00 (+3.76%)	$24,320 (+23.96%) Land $18,200 Building $6,120	$275,600 (+3.77%) Land $182,000 Building $93,600
2024	$1,116.00 (-49.98%)	$19,620 (-63.06%) Land $16,260 Building $3,360	$265,600 (-) Land $162,500 Building $103,100
2023	$2,231.00	$53,120 (+35.51%)	$265,600 (-) Land $162,500 Building $103,100
2022	$2,231.00	$39,200 Land $32,500 Building $6,700	$265,600 Land $162,500 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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