545 Co Rd 531, Centre, AL 35960 Property Records

Cherokee County property record for 545 Co Rd 531, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	728 sqft · built 1985
Lot Size	1.1 acres (48,251 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (May 2025)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Jan 2014 Mortgage May 2025 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-13-04-20-0-000-040.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-040.001`
Alternative APNs	`ALT APN:1304200000040001` `5407`

Interior

Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	48,251 sqft (1.1 acres)
Porch	Slab
Porch Area	196 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	5407
Street Address	545 COUNTY ROAD 531
City	CENTRE
State	AL
Zip	35960-6117
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM NW CR NW/4 NE/4, S 933.5', ELY 234.7' TO 565', SLY 370'ALG SD CONTOUR, E 200' TO NWLY R/W, NELY 200', W 200' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2001
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2851 SPECWOOD IN, CENTRE, AL 35960
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2014	Deed of Trust, Mortgage REGIONS BANK
May 23, 2025	Warranty Deed, Transfer
May 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Deed Document Number	2025238786
Record Updated	Oct 29, 2026

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	545 COUNTY ROAD 531, CENTRE, AL 35960-6117
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 COUNTY ROAD 531, CENTRE, AL 35960-6117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000182276
Date	Jan 6, 2014
Instrument	182276

Lender

Name	REGIONS BANK
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 20, 2023

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 23, 2025
Property Address	545 COUNTY ROAD 531, CENTRE, AL 35960-6117
Document Number	0000238786
Instrument Date	May 5, 2025
Instrument	238786
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 COUNTY ROAD 531, CENTRE, AL 35960-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 SPICEWOOD LN NW, KENNESAW, GA 30152-7416

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 23, 2025
Property Address	545 COUNTY ROAD 531, CENTRE, AL 35960-6117
Document Number	0000238786
Instrument Date	May 5, 2025
Instrument	238786
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 SPICEWOOD LN NW, KENNESAW, GA 30152-7416

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00 (+6,26%)
2025	$25.00 (-3.85%)	$16,580 (+8.08%) Land $15,660 Building $920	$182,800 (+9.99%) Land $161,000 Building $21,800
2024	$26.00 (-95.43%) Additional exemption filed	$15,340 (-8.03%) Land $14,380 Building $960	$166,200 (-0.18%) Land $143,800 Building $22,400
2023	$569.00 (-0.18%) Additional exemption filed	$16,680 (+8.74%)	$166,500 (-0.18%) Land $143,800 Building $22,700
2022	$570.00 Additional exemption filed	$15,340 Land $14,380 Building $960	$166,800 Land $143,800 Building $23,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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