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475 Co Rd 531, Centre, AL 35960 Property Records

Cherokee County property record for 475 Co Rd 531, Centre, AL 35960

Property Summary

Property TypeMobile Home
Details1,280 sqft · built 1998
Lot Size0.585 acres (25,477 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Aug 2026)
Deeds & MortgagesAug 2026 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN13-13-04-20-0-000-040.004

Property Details

APN / Parcel Number

Primary APN13-13-04-20-0-000-040.004
Alternative APNs
  • ALT APN:1304200000040004
  • 17586

Interior

Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Lot Area25,477 sqft (0.585 acres)
Garage TypeMixed
Garage Area906 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area242 sqft
Deck Area208 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number17586
Street Address475 COUNTY ROAD 531
CityCENTRE
StateAL
Zip35960-6118
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 3 COTHRAN ESTATE SUBD SECTOR # 1 PB 9 PG 39
Legal Range10E
Legal Township10S
Legal Section20
Legal SubdivisionCOTHRAN ESTATE
Legal Lot Number3
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group2
Census Block2001
Census Tract956000

Owner

Source: Cherokee County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address475 COUNTY ROAD 531, CENTRE, AL 35960-6118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on File
Deed SaleAug 17, 2026 · Amount on File
Prior SaleNov 22, 2005 · Amount on File
Deed Document Number2026245339
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateAug 17, 2026
Property Address475 COUNTY ROAD 531, CENTRE, AL 35960-6118
Document Number0000245339
Instrument DateJul 27, 2026
Instrument2026245339
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 COUNTY ROAD 531, CENTRE, AL 35960-6118

Mortgage

Document Number0000245340,
DateAug 17, 2026
Instrument2026245340
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,220 (-10.29%) Land $13,880 Building $2,340$194,200 (+7.47%) Land $140,000 Building $54,200
2023Additional exemption filed$18,080$180,700 Land $125,000 Building $55,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

4G LTE only, no 5G reported

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