585 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 585 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 592 sqft · built 1950
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Feb 2012)
Tax Bill	$2,086 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105-500-341209`

Property Details

APN / Parcel Number

Primary APN	`105-500-341209`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	592 sqft Living Area
1st Floor Area	592 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	13,155 sqft (0.302 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	168 sqft
Storage Building	100 sqft
Pole Barn	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	585 3RD ST SE
City	COKATO
State	MN
Zip	55321-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO THAT PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 34, TO
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	UNPLATTED LAND COKATO
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2012
Census Tract	101300

Owner

585 3rd St SE is owned by an individual who bought it in February 2012.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 464, COKATO, MN 55321-0464
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2012 · Amount on File
Deed Sale	Feb 2, 2012 · Amount on File
Prior Sale	Feb 3, 2006 · Amount on File
Deed Document Number	2012117350
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	585 3RD ST SE, COKATO, MN 55321-4278
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 3RD ST SE, COKATO, MN 55321-4278

Mortgage

Document Number	0001463721
Date	Mar 24, 2021
Instrument	1463721

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	585 3RD ST SE, COKATO, MN 55321-4278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 464, COKATO, MN 55321-0464

Mortgage

Document Number	0001386979
Date	Dec 26, 2018
Instrument	1386979

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 585 3rd St SE was $2,086.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,086.00	$180,600 (+2.38%) Land $43,800 Building $136,800	$180,600 (+2.38%) Land $43,800 Building $136,800
2025		$176,400 Land $45,000 Building $131,400	$176,400 Land $45,000 Building $131,400
2023	$1,736.00 (+33.95%)	$146,700 Land $34,700 Building $112,000	$146,700 Land $34,700 Building $112,000
2022	$1,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 3rd St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 585 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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