565 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 565 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,105 sqft · built 1955
Lot Size	0.433 acres (18,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2005)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-500-341207`

Property Details

APN / Parcel Number

Primary APN	`105-500-341207`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	18,861 sqft (0.433 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	565 3RD ST SE
City	COKATO
State	MN
Zip	55321-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO THAT PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER (NW1/4 OF THE NE1
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	UNPLATTED LAND COKATO
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2012
Census Tract	101300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 3RD ST SE, COKATO, MN 55321-4278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2005 · Amount on Record
Deed Sale	Jan 4, 2005 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Document Number	200593475
Last Transfer Date	Oct 23, 2018
Transfer Doc	0001384534
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	565 3RD ST SE, COKATO, MN 55321-4278
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 3RD ST SE, COKATO, MN 55321-4278

Mortgage

Document Number	00A1516313
Date	Sep 7, 2022
Instrument	A1516313

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 20, 2018
Property Address	565 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001384534
Instrument Date	Oct 23, 2018
Instrument	1384534
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 3RD ST SE COKATO MN 553214278, COKATO, MN 55321-4278

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	565 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001364194
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 3RD ST SE COKATO MN 553214278, COKATO, MN 55321-4278

Mortgage

Document Number	0001364194
Date	Feb 16, 2018
Instrument	1364194

Lender

Name	WELLS FARGO BK NW NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Interest

Rate	4%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00 (-3.03%)	$193,100 (+0.94%) Land $51,600 Building $141,500	$193,100 (+0.94%) Land $51,600 Building $141,500
2025		$191,300 (+0.21%) Land $55,100 Building $136,200	$191,300 (+0.21%) Land $55,100 Building $136,200
2023	$2,380.00 (+23.7%)	$190,900 Land $44,200 Building $146,700	$190,900 Land $44,200 Building $146,700
2022	$1,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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