580 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 580 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,820 sqft · built 1902
Lot Size	0.405 acres (17,642 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2024)
Tax Bill	$2,556 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`105-024-001020`

Property Details

APN / Parcel Number

Primary APN	`105-024-001020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1955
Exterior Material	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,642 sqft (0.405 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	182 sqft
Storage Building	105 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard

Location & Zoning

Street Address	580 3RD ST SE
City	COKATO
State	MN
Zip	55321-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 JOHNSONS ADDN TO THE VLG OF COKATO LOT-002 BLOCK-001 O LOT-002 BLOCK-001
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	JOHNSONS ADDN TO THE VLG OF C
Legal Block	1
Legal Lot Number	2,002
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2021
Census Tract	101300

Owner

580 3rd St SE is owned and occupied by an individual who bought it in December 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	580 3RD ST SE, COKATO, MN 55321-4278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Dec 13, 2021 · Amount on File
Deed Document Number	20241567209
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 13, 2021
Property Address	580 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001493135
Instrument Date	Dec 10, 2021
Instrument	1493135
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	580 3RD ST SE, COKATO, MN 55321-4278

Mortgage

Document Number	0001493136
Date	Dec 13, 2021
Instrument	1493136

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 25, 2017
Property Address	580 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001344058
Instrument Date	May 5, 2017
Instrument	1344058
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	580 3RD ST SE, COKATO, MN 55321-4278

Tax Assessment & Valuation

The 2026 property tax bill for 580 3rd St SE was $2,556.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,556.00	$198,900 (-4.33%) Land $50,200 Building $148,700	$198,900 (-4.33%) Land $50,200 Building $148,700
2025		$207,900 Land $53,200 Building $154,700	$207,900 Land $53,200 Building $154,700
2023	$2,406.00 (+29.77%)	$199,500 Land $42,500 Building $157,000	$199,500 Land $42,500 Building $157,000
2022	$1,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 3rd St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 580 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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