5848 Little Spring Ct, Frederick, MD 21704 Property Records

Frederick County property record for 5848 Little Spring Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,544 sqft · built 2000
Lot Size	0.172 acres (7,504 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Aug 2011)
Tax Bill	$7,597 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-298177`

Property Details

APN / Parcel Number

Primary APN	`09-298177`
Alternative APNs	`9298177` `298177`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,544 sqft Living Area
Gross Area	4,985 sqft
1st Floor Area	2,009 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,504 sqft (0.172 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	166 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	298177
Street Address	5848 LITTLE SPRING CT
City	FREDERICK
State	MD
Zip	21704-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 58 SEC 1 PLAT 1 7,504 SQ. FT. WINDING RIDGE
Legal Subdivision	WINDING RDG SEC 01 01
Legal Lot Number	58
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jul 20, 2017	Quit Claim Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2011 · Amount on Record
Deed Sale	Aug 2, 2011 · Amount on Record
Prior Sale	Aug 2, 2011 · Amount on Record
Deed Book / Page	8457 / 351
Last Transfer Date	May 4, 2017
Transfer Doc	0119350312
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126720414
Date	Oct 16, 2018
Book Page	12672/0414

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143320450
Date	Dec 7, 2020
Book Page	14332/450

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0122110150
Book / Page	012211 / 000150
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 LITTLE SPRING CT FREDERICK MD 217046702, FREDERICK, MD 21704-6702

Mortgage

Document Number	0122110150
Date	Jan 2, 2018
Book Page	012211/000150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2017
Property Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0118190161
Book / Page	11819 / 0161
Map Reference	MB59 PG33
Instrument Date	May 4, 2017
Instrument	11819-0161
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$222.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702

Mortgage

Document Number	0118190165
Date	May 15, 2017
Instrument	11819-0165

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 20, 2017
Property Address	5848 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0119350312
Book / Page	011935 / 000312
Instrument Date	May 4, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5848 LITTLE SPRING CT FREDERICK MD 217046702, FREDERICK, MD 21704-6702

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,300 (+22.65%)	$750,400 (+23.2%) Land $114,800 Building $635,600
2025	$7,597.00 (+15.14%)
2023	$6,598.00 Homeowner's exemption	$573,433	$609,100 Land $114,800 Building $494,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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