5843 Little Spring Ct, Frederick, MD 21704 Property Records

Frederick County property record for 5843 Little Spring Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,513 sqft · built 2000
Lot Size	0.2 acres (8,716 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2018)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-298444`

Property Details

APN / Parcel Number

Primary APN	`09-298444`
Alternative APNs	`9298444` `298444`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,513 sqft Living Area
Gross Area	3,933 sqft
1st Floor Area	1,435 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,716 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	298444
Street Address	5843 LITTLE SPRING CT
City	FREDERICK
State	MD
Zip	21704-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 51 SEC 1 PLAT 2 8,716 SQ. FT. WINDING RIDGE
Legal Subdivision	WINDING RIDGE
Legal Lot Number	51
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

5843 Little Spring Ct is owned and occupied by two individuals who bought it in March 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5843 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Mar 7, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Apr 12, 2005
Deed Book / Page	12305 / 380
Transfer Doc	0052470483
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5843 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0137490159
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5843 LITTLE SPRING CT FREDERICK MD 217046702, FREDERICK, MD 21704-6702

Mortgage

Document Number	0137490159
Date	May 21, 2020
Book Page	013749/000159

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 7, 2018
Property Address	5843 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0123050380
Book / Page	012305 / 000380
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5843 LITTLE SPRING CT FREDERICK MD 217046702, FREDERICK, MD 21704-6702

Mortgage

Document Number	123050388
Date	Mar 7, 2018
Book Page	012305/000388

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5843 Little Spring Ct was $6,729 with a homeowner's exemption, up 6.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,133 (+6.68%)	$657,900 (-) Land $116,500 Building $541,400
2025	$6,729.00 (+6.09%) Homeowner's exemption	$580,367	$657,900 Land $116,500 Building $541,400
2024	$6,343.00 (+8.45%)
2023	$5,849.00 Homeowner's exemption	$511,033	$541,600 Land $116,500 Building $425,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5843 Little Spring Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5843 Little Spring Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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