5844 Little Spring Ct, Frederick, MD 21704 Property Records

Frederick County property record for 5844 Little Spring Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,992 sqft · built 2000
Lot Size	0.174 acres (7,561 sqft)
Owner	2 Individual Names on File
Last Sale	$619,000 (Nov 2022)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-298452`

Property Details

APN / Parcel Number

Primary APN	`09-298452`
Alternative APNs	`9298452` `298452`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,561 sqft (0.174 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	298452
Street Address	5844 LITTLE SPRING CT
City	FREDERICK
State	MD
Zip	21704-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 60 SEC 1 PLAT 2 7,561 SQ. FT. WINDING RIDGE
Legal Subdivision	WINDING RDG SEC 1 2
Legal Lot Number	60
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

5844 Little Spring Ct is owned and occupied by two individuals who bought it in November 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Nov 18, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Sep 14, 2000 · Amount on File
Deed Book / Page	16230 / 370
Prior Transfer Date	Feb 1, 2010
Prior Transfer Doc	0077030246
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702

Mortgage

Document Number	0175860210
Date	Nov 3, 2025
Book Page	17586/210

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135900408
Date	Mar 13, 2020
Book Page	13590/408

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Apr 1, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145850021
Date	Feb 24, 2021
Book Page	14585/21

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154630214
Date	Nov 3, 2021
Book Page	15463/214

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2051

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 18, 2022
Property Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702
Document Number	0162300370
Book / Page	16230 / 370
Map Reference	MB 59 PG 33
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5844 LITTLE SPRING CT, FREDERICK, MD 21704-6702

Mortgage

Document Number	0016230377
Date	Nov 18, 2022
Instrument	16230/377

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5844 Little Spring Ct was $6,146, up 9.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,100 (+7.93%)	$574,400 (-) Land $114,800 Building $459,600
2025	$6,146.00 (+9.46%)	$495,800	$574,400 Land $114,800 Building $459,600
2024	$5,615.00 (+9.67%)
2023	$5,120.00	$429,400	$456,500 Land $114,800 Building $341,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5844 Little Spring Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5844 Little Spring Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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