Lucas County property record for 5845 N River Rd, Waterville, OH 43566 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,968 sqft Living Area |
| Lot Size | 21,400 sqft (0.491 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2025) |
| Tax Bill | $7,180.00 (2025) |
Source: Lucas County records · APN 38-85001
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 10, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 11, 2018 | Survivorship Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Doc Number | 202512100044193 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000063699 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 202112030063699 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000044193 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 202512100044193 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000044194 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 202512100044194 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047701 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 201911210047701 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 11, 2018 |
| Property Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000046281 |
| Map Reference | VOL57 PG17 |
| Instrument Date | Oct 05, 2018 |
| Instrument | 201810110046281 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 5845 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000046282 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 201810110046282 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Monclova Township |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,180.00 (+7.39%) | $135,275 (-) Land $28,770 Building $106,505 | |
| 2024 | $6,686.00 (+55.38%) | $135,275 (+81.8%) Land $28,770 Building $106,505 | $386,500 (+81.8%) Land $82,200 Building $304,300 |
| 2023 | $4,303.00 (-0.44%) | $74,410 (-) Land $17,850 Building $56,560 | |
| 2022 | $4,322.00 Homeowner's exemption | $74,410 Land $17,850 Building $56,560 | |
| 2021 | $212,600 Land $51,000 Building $161,600 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 38-85001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,968 sqft Living Area |
| 1st Floor | 1,068 sqft 1st Floor |
| 2nd Floor | 900 sqft 2nd Floor |
| Basement Area | 1,068 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 21,400 sqft (0.491 acres) |
| Depth X Width | 214 ft x 100 ft Depth x Width |
| Deck Area | 696 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 5845 N RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9767 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHEELER SUBDIVISION LOT 1 |
| Legal Subdivision | WHEELER SUBDIVISION |
| Legal Tract | 90 |
| Legal Lot Number | 1 |
| Jurisdiction | LUCAS OH |
| Minor Civil Division | MONCLOVA |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 9003 |
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