Lucas County property record for 5807 N River Rd, Waterville, OH 43566 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,403 sqft Living Area |
| Lot Size | 61,681 sqft (1.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2017) |
| Tax Bill | $12,428.00 (2025) |
Source: Lucas County records · APN 38-85021
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5807 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Jun 01, 2020 | Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK |
| Feb 08, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK&TR |
| Aug 07, 2017 | Grant Deed, Transfer · Conventional Mortgage STATE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2017 · Amount on Record |
| Deed Sale | Aug 07, 2017 · Amount on Record |
| Prior Sale | Oct 21, 1994 · Amount on Record |
| Deed Doc Number | 17105946 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5807 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | LOUISVILLE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000028816 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 202309050028816 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5807 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020817 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 202006010020817 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5807 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000006010 |
| Instrument Date | Feb 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2018 |
| Title Company | LVL |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5807 N RIVER RD WATERVILLE OH 435669767, WATERVILLE, OH 43566-9767 |
| Document Number | 0000006010 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 6010 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 07, 2017 |
| Property Address | 5807 N RIVER RD, WATERVILLE, OH 43566-9767 |
| Document Number | 0000034213 |
| Instrument Date | Aug 03, 2017 |
| Instrument | 34213 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | LVL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5807 N RIVER RD WATERVILLE OH 435669767, WATERVILLE, OH 43566-9767 |
| Document Number | 34214 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 34214 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2047 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Monclova Township |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,428.00 (-16.16%) | $238,350 (-18.88%) Land $54,670 Building $183,680 | |
| 2024 | $14,823.00 (+13.38%) | $293,825 (+26.39%) Land $54,670 Building $239,155 | $681,000 (+2.53%) Land $156,200 Building $524,800 |
| 2023 | $13,074.00 (-0.77%) | $232,470 (-) Land $45,220 Building $187,250 | |
| 2022 | $13,176.00 Homeowner's exemption | $232,470 Land $45,220 Building $187,250 | |
| 2021 | $664,200 Land $129,200 Building $535,000 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 38-85021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,403 sqft Living Area |
| 1st Floor | 2,403 sqft 1st Floor |
| Basement Area | 2,403 sqft Basement |
| Finished Basement | 2,403 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 61,681 sqft (1.41 acres) |
| Depth X Width | 216 ft x 274 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 792 sqft Garage |
| Deck Area | 1,040 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 65 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 5807 N RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9767 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHEELER SUBDIVISION LOT 3 & 4 |
| Legal Subdivision | WHEELER SUBDIVISION |
| Legal Tract | 90 |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | LUCAS OH |
| Minor Civil Division | MONCLOVA |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 9003 |
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