5775 N River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 5775 N River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,724 sqft · built 1987
Lot Size	0.658 acres (28,700 sqft)
Owner	2 Owner Names on Record
Tax Bill	$10,925 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-45223`

Property Details

APN / Parcel Number

Primary APN	`38-45223`
Alternative APN	`23005056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,724 sqft Living Area
1st Floor Area	1,862 sqft
2nd Floor Area	1,862 sqft
Basement Area	907 sqft

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	28,700 sqft (0.658 acres)
Lot Width	145 ft Width
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5775 N RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-AR
Legal Description	RIVER TRACT 30 THT PT SE OF CEN RIVER RDOF SW 145 FT NE 845
Legal Subdivision	RIVER TR 30
Legal Tract	30
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1043
Census Tract	9003

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5775 N RIVER RD, WATERVILLE, OH 43566-9765
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 1, 2002 · Amount on Record
Last Transfer Date	Aug 18, 2006
Transfer Doc	0000055305
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5775 N RIVER RD, WATERVILLE, OH 43566-9765
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000950
Date	Jan 8, 2018
Instrument	201801080000950

Lender

Name	FINANCIAL ONE MORTGAGE CORP
Type	Credit Union
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,925.00 (+5.82%)	$208,880 (-) Land $20,405 Building $188,475
2024	$10,324.00 (+4.57%)	$208,880 (+19.48%) Land $20,405 Building $188,475	$596,800 (+19.48%) Land $58,300 Building $538,500
2023	$9,873.00 (-0.72%)	$174,825 (-) Land $27,685 Building $147,140
2022	$9,945.00 Homeowner's exemption	$174,825 Land $27,685 Building $147,140
2021			$499,500 Land $79,100 Building $420,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless.

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